Piggyback 2nd Lien Program

Piggyback 2nd Lien Program

A piggyback mortgage is a fixed rate second mortgage closed at the same time as a new first mortgage. The piggyback second can be a purchase or refinance. Piggyback mortgages give borrowers more flexibility by lowering the loan-to-value (LTV) of the first mortgage.

This program can help you get into the home of your dreams!

- Great solution for purchases greater than the standard conforming loan limits!

- 15, 20 & 30-year fixed rate term options available.

- Loan amounts can be from $20,000-$500,000.

- 95% CLTV • Valid for credit scores starting at 680.

- Avoid mortgage insurance.

- Avoid using Jumbo loan programs.

- Ability to pay off the second lien in the future without having to pay off the 1st and 2nd lien.

- Covers attached/detached single family residence (SFR), condo, planned unit development (PUD), 2-4 properties.

- Primary residence and second home.

- Purchase and refinance.

Yessica Moore

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Megan M. Root

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Susana E. Hervias

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