Fannie Mae HomeReady Loan Program

Fannie Mae HomeReady Loan Program

The Fannie Mae HomeReady program has a variety of options to help low-to moderate-income borrowers purchase or refinance their home, including flexible income sources and low down payment options.

- No first-time homebuyer requirement.

- Credit scores as low as 620.

- Owner occupied 1-4 units, condos, and PUDs

- For single family residences, there is no minimum borrower funds contribution (all gift funds are acceptable).

- Non-occupant borrower income is allowed

- Income limits apply. Check HUD Area Median Income Limits ( ) for income eligibility.

- Homeownership education course is required.

Yessica Moore

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Megan M. Root

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Susana E. Hervias

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